Ag-America,  Mortgage Solutions Financial

Ag-America, Mortgage Solutions Financial

7450 Campus Drive, Suite 200, Colorado Springs, CO 80920

www.msfwholesale.net

Internal Reviews

(0 reviews)

Total loans closed with Loan Factory
10

Total loans closed with Loan Factory (past 12 months)
0

Lender overview

Basic information

Conventional
Home Ready
Home Possible
Home Style (Fannie Renovation)
FHA
FHA Streamline
FHA 203(b)
VA
VA IRRRL
VA High Balance
VA Jumbo
USDA
USDA Streamline

Mortgage Solutions of Colorado LLC, ISAOA P.O. Box 2810 Daytona Beach, FL 32120-2810 MSF Loan #____________

Mortgage Solutions of Colorado LLC, ISAOA 7450 Campus Drive Suite 200 Colorado Springs, CO 80920 Loan Number

Lock policies & Fees

Lock Policies

The lock desk is open 8:00AM - 5:00PM MT Monday through Friday.
Pricing should be available no later than 7:30AM MT and lock requests may be made through Encompass between 7:30AM - 10:00PM MT Monday through Friday. Lock requests made between 6:00PM - 10:00PM MT will have a 0.100 deduction to pricing.
Requests for lock extensions, rate changes, product changes, etc. may be made at any time through Encompass and will be processed between 8:00AM - 5:00PM MT Monday through Friday.

Re-Lock requests must be made by emailing locks@mortgagesolutions.net.
Re-Locks will be priced based on worse case pricing with the original lock terms unless the original lock.
has been cancelled or expired for more than 30 days.

No

Lender's niche & Overlays

Mortgage Solutions Financial specializes in VA, FHA, and USDA loans. 

  • Veteran Founded
  • Direct to Ginnie Mae
  • We Service our loans
  • We don't solicit your clients

On VA loans

  • On VA loans No overlays to DTI w/ AUS Approval
  • Up to 65% Front /65% Back DTI w/ Manual Underwriting, less than 120% Payment shock
  • 600 Credit Score Min w/ Manual Underwriting NO LLPA for Manual Underwrites 
  • No Lender fee
On FHA loans
  •  600 FICO w/ manual underwriting to 90% LTV
  •  Cash-out w/ manual underwriting up to 80% LTV with a 600 FICO
  • NO LLPA for Manual Underwrites
    • No Lender Fee


5-acre minimum for Agriculture loans, and $200k minimum loan amount.



Lender turn time

1

1

1

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